Know where it went. Decide where it goes.
Faldo is a money companion for everyday spending. Write down what you spend the way you'd text it, see what's safe to spend until your next income, and check a purchase before you make it.
₱7,800
About ₱780 a day for the 10 days until payday
- Money you have nowCash, e-wallets and bank accounts you mark spendable
- ₱16,000
- Bills before your next income
- −₱4,200
- Planned savings for your goals
- −₱2,000
- Safety bufferKept aside for surprises. You choose how much
- −₱2,000
- Safe to spend
- ₱7,800
How Safe to Spend works
Only money you already have
Income you're expecting is never counted. It only sets how long your money has to last.
What's spoken for comes first
Bills, money you owe and planned savings due before your next income are set aside, plus a safety buffer.
The rest, paced to payday
What's left is safe to spend, with a daily and weekly pace so the days before payday aren't the hardest.
Check before you buy
Faldo Check shows what a purchase would do to your Safe to Spend, this week's pace, a budget and your goals, from your own numbers. You decide; Faldo shows the impact.
- Can I afford a ₱3,000 purchase?
- Where did my money go this month?
- When will I reach my goal?
Your records stay yours
- Faldo doesn't connect to your bank or ask for bank passwords. You add what you choose.
- No ads and no tracking tools.
- AI help only if you allow it, and Faldo's numbers always come from its own calculations.
- Download your data or delete your account at any time.
Details are in the Privacy notice.
